MOUNTAINSIDE UNION COUNTY NEW JERSEY DIVORCE LAWYER

This was an insurance coverage dispute. The issue was whether a homeowner's policy provides coverage for incidents of child sexual abuse, for both the abuser and his spouse. HELD : the public policy underlying encouraging the "innocent" spouse to be vigilant vis à vis the victim child precludes such coverage, especially given the prior precedent of J.C. v. N.B., 335 N.J. Super. 503 (App. Div. 2000), certif. denied, 168 N.J. 294 (2001).      High Point Ins. Co., etc. v. J.M. (a minor), et al., ___ N.J. Super. ___ (App. Div.2008); New Jersey App. Div., March 18, 2008