Teresa Giudice, 41, and her husband, Giuseppe "Joe" Giudice, 43, both of Towaco, New Jersey, were charged with conspiracy to commit mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud in a 39-count indictment returned today by a federal grand jury. The indictment also charges Joe Giudice with failure to file tax returns for tax years 2004 through 2008, during which time he allegedly earned nearly $1 million. United States of America v. Giuseppe Giudice aka Joe Giudice and Teresa Giudice, United States District Court of New Jersey, July 21, 2013